quarta-feira, 22 de setembro de 2010

How to Save on Back to School?


How to Save on Back to School?

The summer is fast approaching the end and when you give it arrived in September and with it the return to classes. And back to school always involves spending money: new clothes, new shoes, new backpack and a thousand new things for school. In a month that can be particularly difficult for parents in financial terms, discover how you can save money on back to school.

Start with a list. Make a list for each child, which lists everything she needs for the new academic year, from clothes and shoes, through the school supplies. It’s much easier not to exceed the budget and avoid impulse purchases and unnecessary, when you know exactly what you need to buy.

Make an inventory of clothing and footwear. With list in hand do not go running to the mall, start shopping at home! Make a clean sweep the closets and drawers: see what clothes or shoes still serve the child, consider whether you can take advantage of some things that no longer serve the eldest to youngest, may even make a “change clothes” with family, friends or neighbors who also have kids.

Make an inventory of school supplies. Look at the office, in the drawers where you keep all pens and backpacks offered last year and meets all the school supplies that may have left over from previous years and can be reused. In addition you can start scratching your list items, has started to save money.

The sooner the better. Begin to buy school supplies as soon as possible, because the more we approach the return to education, the higher prices. Enjoy the summer sales to buy new clothes and shoes for the autumn and do not forget the outlet stores that offer great discounts on clothing and shoes – even if they are past collections, the important thing is to invest in basic good for children.

Find and compare. Any grocery store or make available these days, school supplies.So what is the main difference? The price of course! Before buying, search multiple sites to buy – from the shop that specializes in school supplies and office until their usual supermarket. Be aware of all the promotional brochures that you receive in the mail and make a list with baskets of school supplies you need to buy based on two or three different stores to determine which one that saves more money in return to education.

Second-hand books. In general, textbooks are renewed annually, but it never hurts to ascertain, before buying, if your eldest son, a cousin or neighbor will not have this book and can borrow during the next school year. An easy way to save money on back to school.

List of teachers. It is not rare teachers handing students a list of school supplies they will need for the new academic year. Before going to buy everything on the list, make sure if you already have some of that school supplies at home, then just buy what they lack in sticking to exactly what the teacher asked for – otherwise you may spend money unnecessarily when buying something, only to then have to buy what the teacher asked.

Quality vs. Quantity. There are certain things that are worth investing if you want to save money on back to school: a good backpack, lunch box, pencil holder, scissors, winter coat, boots and shoes are just some of the things that the children will need every year ie instead of having to buy a brand new school every year, invest in quality pieces, not follow trends, that will last at least two or three years.

Analyze purchases. After deleting all items in the shopping list for back to school, look at each of the gift vouchers, in order to ascertain whether actually saved money or it could have saved more and why. Take some time to prepare its budget for the ideal back to school and keep it together with receipts for next year. Saving money is also a process of learning and practice!

The principle of financial recovery, it is saving …




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